Home buying guide

You do not have to navigate this alone. The park office and Investment Builders Financial LLC (IBF, Arizona Dealer License 8571), the licensed dealer that sells the homes here, will walk you through the entire process — from choosing a home through community approval, financing coordination, paperwork and closing. We are happy to work with your real estate agent, but you do not need one to buy here.

1. Choose a home

   Review the available homes, homesite rent, utilities, features and any current promotion. Call the office with questions or to arrange a tour.

   See homes for sale

2. Apply to the community

   Every adult who will live in the home must complete the Paradise Groves residency application. Review the credit, income, background, identity and landlord-reference requirements before applying.

   Requirements and applications

3. Apply for home financing

   Unless you are paying cash, apply for a manufactured-home loan for a home on leased land. This is called a chattel loan. You may use any qualified lender; our recommended local specialists are Brett Collin and Dulce Rivera at Barrett Financial.

   Brett — financing page · Dulce — financing page

4. Provide your documents

   Your lender will tell you exactly what is needed. Be ready to provide identification and documents supporting your income, employment, assets, debts and down payment. Requirements vary by borrower and loan program.

5. Review the full monthly cost

   Before signing, review the loan payment, interest rate, down payment, closing costs, insurance, homesite rent and expected utilities. Community approval and lender approval are separate.

6. Close and prepare to move in

   After both approvals are final, complete the home-purchase and loan documents, sign the community rental documents and rules, and pay the required home, security-deposit and first-month amounts.

   Read the community rules